Watch this short video to learn how the scheme works before you begin your application.
Tell us about yourself. All fields marked with * are required.
Who should receive your pension benefits? Add one beneficiary or more. Shares must total 100%.
Choose how much and how often you want to contribute.
Please verify your details before proceeding to payment.
Complete your initial contribution to activate your pension plan.
Choose your preferred payment method to complete your first contribution.
Mobile money
Once you submit, your onboarding details are saved and you will proceed to payment. You will not be able to come back to edit them.
Saving your details…
A quick projection based on your salary, age, and contribution mix. Indicative only.
Calculating your projection…
Estimate only. Actual benefits depend on your contribution history, market performance, and UPT's published rates.
Enter the Ghana Card number you used to apply. We'll send a verification code to the email and phone number on file.
If an application awaiting payment exists for that Ghana Card, we've sent a verification code to the email and phone number on file.